Top 5 Government Schemes for Solar in India (Residential, Commercial, Agriculture)

Wondering how to save big on your power bills and support clean energy? Here’s how India’s top government solar schemes make it easier than ever in 2025…

From rising electricity bills to concerns about climate change, solar energy has become more than just a buzzword. But the biggest question on everyone’s mind is: “Solar toh theek hai, par paisa kahan se laayein?”

That’s where Government Solar Panel Schemes step in, offering subsidies, loans, and support for homeowners, businesses, and even farmers.

Why Solar Subsidy Schemes Matter for Indian Homes, Shops & Farms

Whether you live in a city apartment, run a shop, or manage farmland in a village, installing solar panels can initially seem expensive. But these government-backed schemes reduce your cost by up to 40% or more.

Plus, you save on electricity every month, and in some cases, even earn money by feeding extra power back to the grid.

In short, you get financial relief, energy freedom, and contribute to a greener India.

Top 5 Government Solar Schemes in India for 2025 – Full Breakdown

1. PM Surya Ghar: PM Solar Yojana (Residential)

Feature	Details
Target Group	Homeowners (urban & rural)
Subsidy	Up to ₹78,000 (3 kW system)
Electricity Benefit	Up to 300 units free monthly
Apply On	https://pmsuryaghar.gov.in

Launched in early 2024 and continuing into 2025, this flagship Central Government solar panel scheme provides free electricity to homes that install rooftop solar systems.

From small flats to large independent houses, if you have your roof, this one’s for you.
Pro Tip: The scheme offers ₹30,000 for 1 kW, and up to ₹78,000 for 3 kW systems, directly transferred to your bank after installation and approval.

2. State-Level Rooftop Solar Subsidies (Varying by State)

Feature	Varies by state
Target Group	Residential & commercial users
Subsidy	10% to 30% (addition to central)
Apply On	Respective state Nodal Agency websites

Most Indian states have their own rooftop solar policies, offering extra solar panel subsidies over the central scheme.

3. PM-KUSUM Solar Yojana (For Farmers)

Feature	Details
Target Group	Farmers with Agricultural pumps
Subsidy	Up to 60%
Apply On	mnre.gov.in or state portals

Under the PM-KUSUM scheme, farmers can:

• Convert diesel or electric pumps into solar-powered ones
• Set up grid-connected solar farms
• Earn by selling extra solar power to discoms

Ideal for farmers looking to reduce diesel costs and earn extra income.

4. Solar Subsidy for MSMEs (Commercial Use)

Feature	Details
Target Group	Small businesses, shops, factories
Support Type	Soft loans + capital subsidy
Apply On	State DISCOMs, banks, or MSME portals

The Ministry of MSME, along with SIDBI and IREDA, supports businesses in switching to solar.

You get soft loans (low interest) and/or capital subsidies on rooftop solar systems that reduce commercial energy bills.
Bonus: Solar installations also help in meeting green compliance for exports.

5. Grid-Connected Rooftop Solar Scheme (Phase II)

Feature	Details
Target Group	Residential, institutional, social
Subsidy	20% to 40% (depending on size & category)

This nationwide rooftop solar initiative helps users install solar panels with the help of empaneled vendors and real-time monitoring.

It’s ideal for residential societies, NGOs, and institutions planning group solar installations.

How Saatvik Solar Supports Your Solar Journey

Navigating the solar journey can feel overwhelming, from choosing the right system to applying for subsidies and getting everything installed correctly. That’s where Saatvik Solar, as a trusted Indian solar panel manufacturer, can help.

Here’s what Saatvik Solar offers:

• High-Quality Solar Panels: We provide durable and efficient solar panels suitable for Indian weather conditions—ideal for homes, businesses, and agricultural use.
• Reliable Products Backed by Warranty: Our panels come with standard performance warranties and are manufactured as per industry certifications and government norms.
• Guidance on Government Subsidies: While we don’t directly process subsidies, our partners can guide you with basic information and documentation support needed to apply under eligible government schemes.
• Suitable for Residential, Commercial & Agricultural Use: Whether you’re a homeowner, a shop owner, or a farmer, our panels can be integrated into various solar solutions.

Eligibility & How to Apply for Solar Schemes – Step-by-Step Guide

Thinking of applying? Here’s how you get started:

1. Check eligibility on official websites.
2. Register with your electricity bill and Aadhaar on the portal.
3. Choose an empaneled vendor (required for subsidy).
4. Get site inspection & installation.
5. Submit a completion report with photos and meter reading.
6. Subsidy is credited to your bank after DISCOM approval.

Tip: Keep your electricity bill, property documents, Aadhaar, and bank details ready.

Quick Comparison Table: Solar Subsidy Schemes in India 2025

Scheme	Who Can Apply	Max Subsidy	Main Benefit
PM Surya Ghar	Homeowners	₹78,000	Free electricity + central subsidy
State-Level Rooftop Subsidy	Home/commercial users	₹10–20k/kW	Additional savings
PM-KUSUM Solar Yojana	Farmers	60%	Solar pumps, income from the grid
MSME Solar Subsidy	Small businesses	Soft loan/subsidy	Energy saving for shops/factories
Grid-Connected Rooftop Scheme	Residential/institutes	20–40%	Real-time tracking, group install

FAQs: What People Are Asking About Solar Subsidies